Program Highlights
(Through March 31, 2023)
TXHAF helps low- to moderate-income homeowners eliminate past-due amounts associated with their mortgage loans, HOA fees, homeowner insurance, property taxes and/or utilities, especially those who reside in the 52 Persistent Poverty Counties of Texas.
The most significant portion of funds are allocated to go directly to homeowners who apply for assistance. Additionally, a portion of funds support non-profit organizations providing application intake services, housing counseling and legal services.
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Community Partnerships
In order to effectively reach and serve eligible homeowners throughout the state, including those in more rural areas and in areas with concentrations of non-traditional mortgage loans, TDHCA/TXHAF has 35 contracts with 32 subrecipients to provide application assistance, legal services and/or housing counseling services to program-eligible homeowners.
Of the 32 subrecipients, there are 24 providing application intake services, 18 providing housing counseling and 7 providing legal services. Through 164 physical locations plus virtual and phone options, TXHAF subrecipients serve all 254 counties in Texas, including the Persistent Poverty Counties.

32
Subrecipient organizations
- Coverage across all 254 Texas counties
- Operating 164 physical locations across the state
- Many locations offer virtual assistance
- Subrecipients are hosting mobile pop-up events within local communities

4,900+
Subrecipient-served households
- 3,419 applications submitted
- 1,601 households assisted in Persistent Poverty Counties
- 1,002 households referred to housing counseling services
- 486 households referred to legal services
Meeting Homeowners Where They Are
