View the Texas Homeowner Assistance Program Dashboard

Program Highlights

(Through March 31, 2023)

TXHAF helps low- to moderate-income homeowners eliminate past-due amounts associated with their mortgage loans, HOA fees, homeowner insurance, property taxes and/or utilities, especially those who reside in the 52 Persistent Poverty Counties of Texas.

The most significant portion of funds are allocated to go directly to homeowners who apply for assistance. Additionally, a portion of funds support non-profit organizations providing application intake services, housing counseling and legal services.

Community Partnerships

In order to effectively reach and serve eligible homeowners throughout the state, including those in more rural areas and in areas with concentrations of non-traditional mortgage loans, TDHCA/TXHAF has 35 contracts with 32 subrecipients to provide application assistance, legal services and/or housing counseling services to program-eligible homeowners.

Of the 32 subrecipients, there are 24 providing application intake services, 18 providing housing counseling and 7 providing legal services. Through 164 physical locations plus virtual and phone options, TXHAF subrecipients serve all 254 counties in Texas, including the Persistent Poverty Counties.

32
Subrecipient organizations

  • Coverage across all 254 Texas counties
  • Operating 164 physical locations across the state
  • Many locations offer virtual assistance
  • Subrecipients are hosting mobile pop-up events within local communities

4,900+
Subrecipient-served households

  • 3,419 applications submitted
  • 1,601 households assisted in Persistent Poverty Counties
  • 1,002 households referred to housing counseling services
  • 486 households referred to legal services

Meeting Homeowners Where They Are

Through the funding from TXHAF, subrecipients can offer homeowners free, confidential, in-person and virtual consultations. This can be especially crucial for audiences who may not have the internet literacy and/or means to complete the applications themselves, or who may have more complex situations requiring a deed transfer or other legal help in order to qualify and apply. This also helps with building homeowner trust in the program, since the homeowners can communicate with a local entity and local staff who live and work right in their community.

Download the Reports Submitted to Treasury