Sorry, you need to enable JavaScript to visit this website.
Skip to main content
U.S. flag

An official website of the Texas state government

If you or someone you know is in need of assistance, please visit our Help for Texans Page.

On March 11, 2021, the President of the United States signed the American Rescue Plan Act, which included the Homeowner Assistance Fund (HAF), into law. The State of Texas received $842,214,006 in HAF funds and Texas Department of Housing and Community Affairs (TDHCA) was designated as the entity to administer the HAF for the state. The U.S. Department of the Treasury (Treasury) administers HAF.

The purpose of HAF was to prevent mortgage delinquencies and defaults, foreclosures, loss of utilities or home energy services, and displacement of homeowners experiencing financial hardship due to COVID-19 after January 21, 2020 and prior to April 10, 2023.

TXHAF funded up to $65,000 per household to assist households with payments for mortgages, property charges, including property taxes, property tax loans, mortgage insurance premiums, hazard insurance premiums, flood or wind insurance premiums, ground rents, condominium fees, cooperative maintenance fees, planned unit development fees, homeowners’ association fees, and/or utilities. The payments may also have included any reasonably required legal fees.

TXHAF was operated by a vendor for the state who established an online portal through which households could request assistance. The vendor and TXHAF coordinated case information with utility providers, participating loan servicers, tax assessors, homeowner associations, and property insurance providers.

If questions or concerns remain on closed applications, please contact: txhaf@tdhca.texas.gov

If you are a veteran homeowner or have a VA loan and are facing foreclosure or struggling with making mortgage payments, please visit VA Housing Assistance | Veterans Affairs

Helping Texans Stay Home: A Look Back at the Texas Homeowner Assistance Program

Program Highlights by the Numbers:

  • $739,225,505 in Assistance Paid
  • 58,512 Homeowners Assisted
  • 239 Counties Represented
  • $12,616 Average Assistance Amount

Households Assisted (by Assistance Type):

  • 35,179 Mortgages
  • 18,961 Property Taxes
  • 17,773 Utilities
  • 8,150 HOA Fees
  • 448 Property Insurance

Outreach

  • More than 920,000 households were reached through bilingual (English and Spanish) postcards.
  • More than 66,000 radio ads were broadcasted on 138 radio stations across the state, while an additional 1,566 newspaper ads covered 224 counties.
  • TexasHomeownerAssistance.com had 3.96 million visits from 1.38 million users, including views of content in Spanish, Korean, Vietnamese and Chinese.

Subscribe to our Mailing List.

Sign up to get news of our program releases, how to apply for assistance, and other news.